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Finance

• Car Insurance Pricing Plans
  (Thu Dec 8th, 2005 04:36:42 PM, by Joseph Kenny) The law requires liability insurance for all drivers and vehicles. This means that if you are involved in a serious accident, and it turns out that it was your fault, your insurance company will pay out any claims that are made against you. Extra cove...
• Auto Insurance 101
  (Thu Dec 8th, 2005 04:36:42 PM, by Chris Tolamalu) Auto insurance, as the term suggests, is insurance that you can purchase for your vehicle (cars, trucks, SUVs, motorcycles, etc.). It provides protection against losses incurred as a result of vehicle accidents. While the product seems simple, there a...
• Asset Management 101
  (Thu Dec 8th, 2005 04:36:42 PM, by Chris Tolamalu) Asset management is the method that a company uses to track fixed assets. It is the process of controlling assets throughout their lifecycle - from procurement, through daily operations, and finally disposal. Factory equipment, desks, chairs, computer...
• THE TALES OF THE 0% APR CREDIT CARD
  (Thu Dec 8th, 2005 04:36:42 PM, by Michael Colucci) THE TALES OF THE 0% APR CREDIT CARD People used to think that they had enough on their benefits with their credit cards. They thought that the rewards they get and the low interest they have is already enough to last a lifetime. However, there are...
• What One Needs to Plan on Buy to Let Mortgage
  (Thu Dec 8th, 2005 04:36:42 PM, by Agnes Powel) Property acquisition plans can go haywire if buy to let mortgage is not planned well. Buy to let mortgage, unlike other forms of property investments, contribute a major share towards the acquisition. The desire to have easy money in the form of house ...
• Debt-to-Income Ratio - It's Just as Important as Your Credit
  (Thu Dec 8th, 2005 04:36:42 PM, by Charles J. Phelan) Your debt-to-income ratio (DTI) is a simple way of calculating how much of your monthly income goes toward debt payments. Lenders use the DTI to determine how much money they can safely loan you toward a home purchase or mortgage refinancing. Everyone...
• How to Quickly Improve Your Credit Score by Adding Positive
  (Thu Dec 8th, 2005 04:36:42 PM, by Charles Phelan) Most consumers are aware that negative items on a credit report can be disputed with the three major credit reporting bureaus. Often, this process can lead to a significant improvement in credit score through deletion of the derogatory items that were ...
• Commodity Futures Trading - Why It's Not For Average Investors,
  (Thu Dec 8th, 2005 04:36:42 PM, by Charles Phelan) If you don't mind losing $5,000 in 10 minutes, you may enjoy trading commodity futures contracts. There's an old saying among commodity traders: "It's easy to make a small fortune in commodities. Just start with a large fortune!" This is not a busines...
• When Debt Collectors Cross the Line - Bogus Threats & Illegal
  (Thu Dec 8th, 2005 04:36:42 PM, by Charles Phelan) If you are behind on your bills and on the receiving end of collection phone calls, you will probably hear collectors make some very threatening statements. While most debt collection professionals try to stay within the boundaries defined by the Fede...
• Why "No Points" 30-Year Fixed Loans Usually Don't Make Sense
  (Thu Dec 8th, 2005 04:36:42 PM, by Carey Pott) I hear it all the time, and you probably do too. On the radio, TV, in the newspaper or online - "Call now to get a 30-year fixed loan at x% with no points or fees!". I'd like to explain to you why this almost never makes sense. First, we need to ma...

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